Take your car to a shoddy mechanic, and he will tell you dozens of repairs that will rack up thousands of dollars in service fee! Finding someone who will take care of your car like you can be a little difficult. However, if you look at the car’s factory maintenance schedule, you probably won’t find yourself with a broken car at the side of the road.

That service booklet you so casually toss into your dashboard can keep your car in perfect shape so, we recommend that you give it a look and then decide what repairs your car needs.

We know what your next question will be: How am I going to pay for the repairs?

Well, online cash loans are one option. In some respects, they are the best option! They can help you make your car as good as new again.

Maintenance Reminder Systems

If you drive a 20th-century car, it probably has a maintenance reminder that tells you when to take in your car for maintenance. The vehicle itself considers several operating conditions and then shows you a sign on the dashboard. As a result, you can do regular fluid level checks, engine oil changes, component inspections and more. Even if you don’t drive your car much, most mechanics recommend that you get your car’s oil changed after every 12 months.

Service Based on Mileage

People, who have older cars, have to keep track of their mileage. Their car’s maintenance schedule is divided into normal service and severe service.

For normal service, you don’t need to get done much. An oil change is the only maintenance you need, which you should get done after 5,000 miles. Your car needs severe service under the following conditions:

  • You take regular short trips of less than 5 miles
  • You take your car out in extremely cold, hot, and dusty climates
  • You frequently brake when driving and turn off the engine at stoplights
  • You constantly carry heavy loads in your car or have towed a trailer or two

Now that you know when your car needs maintenance, let’s talk about what repairs you should get done using online cash loans:

Oil Change

Cost: $150 to $200

As said earlier, an oil change depends on how much you have driven your car. Some recommend getting the oil changed after every three months, and others say annually.

Rotate Car Tires

Cost: $20/Wheel = $80

Your car’s tyres must be rotated every 6,000 miles. You need to take this step to ensure the tyres are wearing out evenly. The front tyres always take the brunt of the driving, while the ones in the back cushion any bumps on the roads. Both sets of tyres face different challenges daily, and one might get used more than the others.

Change Air Filter

Cost: $70

The car’s air filter does not need to be changed regularly. However, you might want to look into the matter after your car has driven around 15,000 miles. Checking the air filter at this point is important because a dirty and clogged air filter will reduce gas mileage, which will increase fuel consumption.

Change Fuel Filter

Cost:$60

Dirt on the fuel filter puts too much pressure on the engine. It would be best to get the fuel filter changed every 3,000 miles. Changing car fuels is easy. However, knowing when to do it is the important part. If you are confused about whether to go with this maintenance or not, get a mechanic to inspect the filter and then proceed with their recommendation.

Change Car Battery

Cost:$200

A car battery usually lasts 2 to 5 years, which amounts to 30,000 to 60,000 miles. However, you need to check your battery every season, especially in winter, as it often ends up dead after a snowstorm.

Change Brake Fluid

Cost: $100

Your car’s brake fluid should be replaced after every two years, which roughly comes to 24,000 miles. Testing the brake fluid usually involves dipping a thin rod into the part that holds the fuel and checking if the tip comes back dirty.

One of the most costly car repairs is changing the brake rotors. Since you also change the brake pads, the total cost sits around $500. This can go high based on the car you drive. Then there are the spark plugs that cost $180, changing the transmission fluid that costs $100 and replacing the timing belt that can cost $500 to $1,000.

You can get these repairs done and more with a small $5,000 personal loan. A great way to ensure that you don’t borrow more than you can repay is to take your car to a trusted mechanic and get an estimate for the complete workup.